SECURE COST EFFECTIVE CROSS BORDER PAYMENTS TO SUIT YOUR PERSONAL AND BUSINESS NEEDS
User Friendly Banking
Our payments service is completely on-line so no need for visiting physical locations. Transact Anywhere – Anytime with 24/7 support
Crypto or Fiat Exchange
We offer payment settlement in both Crypto and FIAT currency on our fully secure Blockchain based platforms via your HammerPay wallet
AML/KYC Compliance
Our backend management portals provide automated screening to meet stringent Regulatory oversight via FinCEN reporting
Follow Our Three Easy On-Boarding Steps below
We appreciate the opportunity to have you as a valued customer. Enjoy the experience
Step 1. Complete your AML-KYC Due Diligence
Before we can accept your application for a new FBO banking account, we are required to conduct Know Your Customer (KYC) and Anti-Money Laundering (AML) checks in compliance with regulatory standards. These checks are necessary to verify your identity and ensure that our banking services are not used for fraudulent or illegal activities. By submitting your application, you agree to undergo these verification procedures and provide the necessary documentation as requested.
Step 2. Open your FBO Bank account On-line
Experience the convenience of opening your bank account online. Our streamlined digital process allows you to apply from the comfort of your home, offering a quick and secure way to get started. Enjoy the benefits of a hassle-free application, real-time updates, and instant access to a range of banking services, all designed to save you time and effort.
Step 3. Download Your Digital Wallet
Connect your new bank account with ease by downloading our digital wallet from the app store for seamless banking. This simple step allows you to manage your finances effortlessly, enabling secure and low-cost peer-to-peer money transfers at your convenience. Enjoy the benefits of instant access, enhanced security, and the ability to send and receive money anytime, anywhere.
2015
Since
25+
Team Members
100%
Successful Projects
500+
Happy Customers
Banking Pricing Plans
There is a one-time setup fee for your account
PERSONAL ACCOUNT
$10.00
Per Bank Account
To cover the costs of onboarding your personal FBO account including the third party charges for KYC/AML checks, a one-time fee will be charged to your account for admin charges
MERCHANT BUSINESS
$100.00
Per Bank Account
To cover the costs of onboarding your Merchant FBO account including the third party charges for KYC/AML checks, a one-time fee will be charged to your account for admin charges
DEBIT CARDS FEE
$75.00
Per Card Issued
To cover the costs of issuing your Debit Card that is connected to your bank account, a one-time fee will be charged to your account for admin charges incurred. We are gratefull for your support and patronage
Frequently Asked Questions
How long will I wait to have my account active?
Following the completion of your KYC/AML compliance screening as per step 1 of our process, we will inform you by text within 24 hours to move on to step 2 assuming you have successfully passed the screening
How safe are my funds at Hammer?
At Hammer Global Payments Inc., your money is held securely in “For Benefit Of” (FBO) accounts managed by one of our custodian banking partners, all nationally regulated financial institutions. This ensures that all customer funds are FDIC-insured up to applicable limits and are safeguarded under strict regulatory oversight. As a registered Money Service Business (MSB) with FinCEN, we adhere to the highest KYC/AML compliance standards, ensuring secure transactions and fraud protection. With cutting-edge encryption and real-time monitoring, we prioritize your financial security, so you can transact with confidence knowing your funds are safe with us.
What is the limit of the funds I can send abroad
Basic Verified Users: ~$1,000–$3,000 per transaction or per day. Fully Verified Users (Enhanced Due Diligence – EDD): ~$10,000+ per transaction with additional verification. Business Accounts: Higher limits, but subject to additional compliance checks.
Is it legal to hold a deposit account at Hammer in the USA?
Hammer Global Payments Inc. is a Money Service Business (MSB) regulated by the Financial Crimes Enforcement Network (“FinCEN”) and is not a Chartered Bank. Hammer establishes “For Benefit Of” (FBO) accounts on behalf of its customers at its authorized custodian banking partners who are regulated Chartered Banks in the USA, ensuring full compliance with regulatory bodies.
Can I transfer money from my existing USA bank account to Hammer?
Yes, Hammer is authorized to receive ACH transaction from other USA banks as well as fintech transaction deposits to the account such as Zelle or Venmo. The funds will be placed in your FBO accounts setup by Hammer at one of its custodian banking partners.
Can I apply for Credit Card and Debit Cards from Hammer Global Payments?
Hammer does supply and issue debit cards to its customers supported by Visa and Mastercard but does not issue credit card services
TESTIMONIALS
Is Our Service Really that Good?
Hear what our clients had to say.
Ivan T
College student, California
Switching to Hammer was the best decision I made. The online account setup was quick and easy, and their digital wallet integration has made managing my finances a breeze. Highly recommend!
Eve P.
Attorney At-law, Florida
I feel confident knowing my money is safe with Hammer. Their advanced security features and seamless online services make banking stress-free and secure. Their customer support is top-notch
Julian M
Business man, Texas
Transferring money to friends and family has never been easier. Hammer offers a user-friendly digital wallet that allows me to send money instantly and at a low cost. It’s incredibly convenient to do with my kids living abroad
Contact us
Have a question? We have all the answers.
Meet the Team
Meet our team of dedicated professionals.
Michael Cothill
Group Executive Chairman
Nicholas Oddo
Chief Operating Officer
Lukasz Gulbinski
Chief Technology Officer
Michael Sevell
Chief Investment Officer
Mark Stogdill
Principal Financial Officer
Latest from the News Desk
What it means to bank abroad without barriers
The freedom and convenience of banking internationally are unmatched. Global banking solutions eliminate the traditional barriers of cross-border transactions, providing seamless access to your accounts from anywhere in the world. Enjoy the benefits of multi-currency accounts, competitive exchange rates, and a network of international merchant partners that facilitate cash-out capability if needed, all designed to support your financial needs while you travel, work, or live abroad..